This Policy is published and shall be construed to be in accordance with the provisions of the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data of Information) Rules, 2011 under the Information Technology Act, 2000 and other applicable laws that require publishing of the privacy notice for collection, usage, storage, disclosure and transfer of sensitive personal data or information.
Dhani Finance (hereinafter referred to as Dhani Finance/ we/ our”) acknowledges the expectations of its customers (hereinafter referred to as “customer/ you/ your”) regarding privacy, confidentiality and security of personal information that resides with the Dhani Finance. Keeping personal information of customers secure and preventing any misuse thereof, is therefore, a top priority of Dhani Finance.
We state that Dhani Finance is strongly committed to protect the privacy of its customers and has taken all necessary and reasonable measures in line with the best industry practice to protect the confidentiality of your personal information and its transmission through our website.
This Privacy Policy covers Dhani Finance treatment of personal information that Dhani Finance collects when you are on the Dhani Finance site, and when you use Dhani Finance services. This policy also covers Dhani Finance treatment of any personal information that Dhani Finance business partners share with Dhani Finance. This policy does not apply to the practices of companies that Dhani Finance does not own or control, or to people that Dhani Finance does not employ or manage.
Dhani Finance collects personal information when you register for an Dhani Finance account, when you use certain Dhani Finance products or services, when you visit Dhani Finance pages, and when you enter promotions or sweepstakes. Dhani Finance may also receive personally identifiable information from our business partners.
Personal Information (“PI”) means any information/ documents/ details that relates to a natural person, which either directly or indirectly in combination with other information available with Dhani Finance, can identify such person.
1. This Policy applies to the PI such as details pertaining to your name, parentage, marital status, nationality, state/city of residence, residential address, e-mail address, date of birth, gender, contact number/mobile number, user ids, passwords, recent photograph, signature image, income proof, PAN, credit score, credit information report, e-KYC through UIDAI, Aadhaar based e-Sign and such other Know Your Customer (KYC) documents like address proof, identity proof, officially valid documents/details (OVDs) accepted for concluding a financial transaction, which may be shared/ uploaded by you, as and when you avail any products and/or service through usage of the Website and to which Dhani Finance may become privy to.
2. By visiting and/or using our Website, you agree to this Policy. Further, this policy applies to all current and former visitors to the Website. It is strongly recommended for you to return to this page periodically to review the most current version of the Policy. (iii) Dhani Finance reserves the right at any time, at its sole discretion, to change/amend or otherwise modify the Policy without prior notice, and your continued access or use of this Website signifies your acceptance of the updated or modified Policy. However, if we make any material change to the Policy, we will notify you by e-mail (sent to the e-mail address specified in your account) or by means of a notice on this Website prior to the change becoming effective.
3. Dhani Finance reserves the right at any time, at its sole discretion, to change/amend or otherwise modify the Policy without prior notice, and your continued access or use of this Website signifies your acceptance of the updated or modified Policy. However, if we make any material change to the Policy, we will notify you by e-mail (sent to the e-mail address specified in your account) or by means of a notice on this Website prior to the change becoming effective.
4. Dhani Finance reserves the right at any time, at its sole discretion, to change/amend or otherwise modify the Policy without prior notice, and your continued access or use of this Website signifies your acceptance of the updated or modified Policy. However, if we make any material change to the Policy, we will notify you by e-mail (sent to the e-mail address specified in your account) or by means of a notice on this Website prior to the change becoming effective.
1. You while providing your details/documents over the Website, including but not limited to PI as mentioned hereinabove, expressly consent to Dhani Finance (including its marketing channels and business partners) to contact you through SMS, call and/ or e-mail and to follow up calls in relation to the services provided through the Website, for imparting product knowledge, offering promotional offers running on Website & various other offers offered by its business partners.
2. The usage of the Website may also require you to provide consent for keying in/ uploading your PI (including but not limited to user ids and passwords), as may be necessary to process your application through the Website. Any PI which requires to be keyed in/ uploaded is required for enabling hassle free, faster and paperless (to the extent possible) processing of applications for financial products so opted/ availed by you.
3. You hereby authorize and expressly consent us to share your PI with third parties including but not limited to Credit Information Companies (“CIC”) to do an aggregate check of your credit profile for Dhani Finance to send you targeted communications and offers.
4. If you are no longer interested in sharing your PI, please e-mail your request at: info@fastloanindianservice.com . Please note that it may take about 72 business hours to process your request. In furtherance to your usage of the Website, you expressly waive the Do Not Call (DNC) / Do Not Disturb (DND) registrations on your phone/mobile numbers for contacting you for such purpose and usage. Hence, there will be no DNC / DND check required for the number you may have left on our Website. Such modes of contacting you may include sending SMSs and/ or telephonic calls.
5. Dhani Finance reserves the right (and you expressly authorize Dhani Finance) to share or disclose your PI when Dhani Finance determines, in its sole discretion, that the disclosure of such information is necessary or appropriate under the law for the time being in force.